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If you don't have a job or can't get affordable health insurance through your employer, you are certainly not alone. The number of uninsured Americans only increases with time. Some of the uninsured are those who have lost their jobs. Others are employed but are unable to afford the health coverage that is offered by their employers.   It may often feel that there is nowhere to turn for the uninsured but there are inexpensive health insurance plans available if you know where to look. There are many websites now available that will help you sort through your options for affordable health insurance. Many of these sites only provide information on the private companies offering health insurance which is one of the reason many individuals feel they have already exhausted their options.   Most private health insurance companies offer coverage options that are all too high for most uninsured Americans to afford. The websites that limit their search results to these companie...

It may seem like common sense to purchase a health coverage online through a website. However, while we may seem like an "online nation", there are many people, believe it or not, who do not have regular access to the Internet. Some individuals still make the call to an agent in order to obtain health insurance coverage. However, personal insurance purchases on the web are starting to become much more common according to a publication on Government Health IT entitled "Study: Consumers shift to online health plan enrollment." In fact, many recent studies conducted by some of the top research and analysis firms are showing a major shift in this trend.There are many websites available that offer health insurance quotes and online insurance enrollment. Many studies have been conducted in the last couple of years to see just how people are obtaining health coverage. To much surprise, the findings show a twenty-three percent increase in the amount of people purchasin...

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Texas Health Insurance Exchange Still In Doubt Texas State government has decided not to implement the health insurance exchange that's mandated federal law. Republican Governor Rick Perry strongly opposed the Affordable Care Act and threatened to reject any law pertaining to the implementation of a Texas health insurance exchange.According to Rep. John Zerwas, MD, who sponsored the bill to create the Texas exchange, Gov. Perry is emphasizing that he does not want to be involved in the execution of health care reform in any possible way.In contrast, the Texas Medical Association supports the Zerwas bill. Special grants would be offered to those with earnings at 400-percent of the federal poverty line to help them buy coverage through the exchange.By January 2013, the Department of Health and Human Services will screen health insurance exchanges that have been created by different states. If these are deemed fit to operate in accordance with the health care reform law by 2014, s...